CFO-level leadership without a full-time CFO hire
An ex-CFO led team for your budgeting, cash flow, MIS and investor reporting. Senior judgement when you need it, hands-on execution every month.
- Led by ex-CFOs, CAs, CSs, CFAs and other experienced commerce graduates
- 25+ years of combined hands-on financial leadership
- Hybrid and confidential – Mumbai, Navi Mumbai, Thane, Pune and beyond
- 25+ yearscombined financial leadership experience
- Ex-CFO ledcorporate finance & IR experience
- 8 industriesmanufacturing to SaaS & D2C
- Hybrid & confidentialoffice in Mahape, Navi Mumbai
What is a fractional CFO?
A fractional CFO is an experienced Chief Financial Officer who works with your business part-time, for a monthly fee, instead of as a full-time employee. They own budgeting, cash flow, MIS reporting, cost control and investor or lender conversations, so founders get CFO-level decisions without a full-time CFO’s salary.
It suits startups and SMEs that have outgrown an accountant but are not yet ready for a full-time CFO.
Most founders call us at one of these moments
You don’t need a full-time CFO to handle them well. You need someone who has handled them many times before.
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Cash flowCash is tight
Sales are growing, yet money is stuck in receivables and inventory and payroll week feels stressful.
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BankingA lender wants numbers
The bank is asking for projections, CMA data or MIS you don’t have ready.
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FundraiseYou’re planning a raise
Investors will ask about unit economics, the model and the valuation. You want answers that hold up.
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ReportingThe books are behind
Month-end closes late, reports don’t match, and decisions are being made on gut feel.
A full-time CFO or a fractional one?
For most startups and growing SMEs, the need is real but not yet full-time.
Your finance function, run by people who have been CFOs
Strategy and execution from the same team, so plans turn into numbers you can act on.
Budgeting, FP&A and forecasting
Annual budgets and rolling forecasts that show where the business is heading, not just where it has been.
Monthly MIS you can trust
Clear management reports on revenue, margins and cash, ready for you, your board and your investors.
Cost control and margins
Find where money leaks, cut costs that don’t pay back and improve margins product by product.
Cash flow and working capital
Cash forecasting, credit control and collections discipline so growth doesn’t drain the bank account.
Investor and lender reporting
Board packs, lender reports and the financial story behind them, prepared to an investor’s standard.
Fundraise readiness
Financial models, valuation work and data rooms built the way investors evaluate them.
From first call to a finance function that runs itself
Free consultation
A call with an ex-CFO to understand your business, your numbers and what is keeping you up at night.
Financial review
We look at your books, cash position and reporting to find the gaps that matter most.
CFO roadmap
A clear plan with priorities, owners and the reports you will get each month.
Ongoing execution
We run the finance function alongside you, with regular reviews and course corrections.
Industries we know well
- Manufacturing
- Trading & distribution
- Services & consulting
- Technology & SaaS
- D2C & retail
- Logistics & supply chain
- Hospitality
- Professional services
Other ways we help
Questions founders ask us
Speak directly to our team, Monday to Saturday, 10 AM to 6 PM.
+91 99 3201 3201What does a fractional CFO actually do?
A fractional CFO leads your finance function part-time: budgeting and forecasting, MIS, cash flow, cost control and investor or lender reporting. You get senior financial leadership without hiring a full-time CFO.
How is a fractional CFO different from a virtual CFO?
In India the two terms are used almost interchangeably. Both mean an experienced CFO who works with your business part-time instead of as a full-time employee. Vittpulse works in a hybrid model: remote for routine work and in person when it matters, such as board or bank meetings.
How is a fractional CFO different from my CA or accountant?
Your CA and accountant focus on compliance, tax and recording transactions. A fractional CFO looks forward: planning, forecasting, cash flow, margins, funding and the reports you use to make decisions. Most clients keep their CA and add a CFO on top.
How much do fractional CFO services cost?
Cost depends on the scope of work, the size of your business and how often you need CFO time. Because it is a part-time engagement, it costs a fraction of a full-time CFO's salary. We share a clear proposal after the free consultation.
Is my business ready for a fractional CFO?
If you are making decisions on growth, funding, borrowing or pricing and don’t have clear numbers to back them, it is worth a conversation. We work with early-stage startups and growing SMEs across eight industries.
Do you only work with businesses in Mumbai?
No. Our office is in Mahape, Navi Mumbai and we work in a hybrid model, so we serve clients in Mumbai, Navi Mumbai, Thane, Pune and other cities in India.
Is the first consultation really free?
Yes. The first consultation is free and there is no obligation to continue. It helps both of us see whether a fractional CFO is the right fit for you.
How do you keep our financial information confidential?
Confidentiality is central to how we work. Tell us in the first call what you need in place before sharing financials, and we will set it up before any data changes hands.
What should I have ready for the first call?
Nothing formal. A rough idea of your revenue, your main finance worries and any upcoming events, such as a fundraise or bank meeting, is enough to start.
Talk to an ex-CFO about your numbers this week
Calls Monday to Saturday, 10 AM to 6 PM. Forms and WhatsApp anytime.